Credit RatingYou can't even buy a cell phone let alone a house with bad credit. Well you used to be able to buy house with s**tty credit but those days are long gone. Most people don't realize your credit rating is like a men's room at a local bar where the bar tenders look like the chicks they take home. Companies can just write s**t on the walls and you'll never know it's there. Forgot to pay that bill years ago, it's likely on there. Some marks may actually be a mistake and it's up to you to maintain it and fix it.
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