Christmas this year falls on the 25th of December. That might be stating the obvious, but for many people, Christmas has a nasty habit of creeping up on us every year. Money has probably been a little tight this year and you might dread the approach of Christmas, but you really don’t need to.
We all want to enjoy ourselves at Christmas, but that doesn’t mean we have to break the bank to do so. There are lots of ways that we can all enjoy a great Christmas without overspending, and here are five of the best, from 5 to 1.
Spread the Cost (and Christmas Cheer Absolutely the best tip for a low-cost Christmas is to spread the cost. And not by getting one of those hamper things – but by taking real control of your spending throughout the entire year. It is difficult, and we can all
Buy Next Year's Presents in the January Sales It might sound like a step too far, but buying gifts, cards and wrapping paper just after Christmas can save you serious amounts of money. Think about it – unless you make your own, these are things we all need at Christmas time
new! Set a Budget Budgets are always dull. They invariably kill the buzz of almost anything. But a budget is a really good idea, especially at a time of the year when things can really get out of hand if you’re not careful.Think about last
Re-Gift Re-gifting is not everyone’s cup of tea, admittedly - but it does make good financial sense. If you’ve received a gift that isn’t quite to your taste, then it is wasteful to simply throw it away. Instead, think about whether
Make Your Own Cards & Gifts If you’re particularly artistic or creative, then making your own Christmas gifts is a wonderful way to give thoughtful gifts to others. Making your own gifts or cards shows that you have invested a lot of time and effort, rather