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Companies The Best Banks for Checking  

Business and Company Info
142 votes 68 voters 1.2k views

Banks and credit unions that offer free checking are a great start in finding the top consumer banks. Banks that provide the best service to checking customers offer free services such as free online bill pay, have local branches, and pay high interest on checking accounts. Top online banks offer free ATM use to make up for their lack of local branches. Many brick and mortar banks offer free checking for customers who agree to bank online or through local ATMs only. The best regional banks now offer similar services to national banks with free checking and premium account features like photo deposit.

What’s the best checking account oriented bank for your household? That depends on your lifestyle and mindset. Would you rather do your banking from home 24/7 and save time driving to the bank, or do you feel more secure visiting a local branch and speaking to a teller? If you’re the kind of person who prefers the fast pace of electronic banking, you’ll love the convenience of a top bank offering free checking, electronic bill pay, online check image storage, photo deposit, online transfers, and paperless statements. If you’d rather have a paper trail, you’ll find security in a traditional bank or credit union where you can interact with actual human tellers. Whatever your style is, we hope you find the best bank to suit your checking needs.  

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list ordered by

1
9 2
USAA is listed (or ranked) 1 on the list The Best Banks for Checking
Financial Services

2
10 3
Capital One is listed (or ranked) 2 on the list The Best Banks for Checking
State Commercial Banks, Financial Services

3
9 5
Chase is listed (or ranked) 3 on the list The Best Banks for Checking
Bank, Financial Services, Commercial Banking

4
6 2
Navy Federal Credit Union is listed (or ranked) 4 on the list The Best Banks for Checking
Financial Services

5
6 3
East West Bank is listed (or ranked) 5 on the list The Best Banks for Checking
State Commercial Banks, Financial Services

6
5 3
Wells Fargo is listed (or ranked) 6 on the list The Best Banks for Checking
Wells Fargo

7
1 1
Pacific Marine Credit Union is listed (or ranked) 7 on the list The Best Banks for Checking
Pacific Marine Credit Union

8
1 1
Union First Market Bank is listed (or ranked) 8 on the list The Best Banks for Checking
Union First Market Bank

9
0 0
Amoco Federal Credit Union is listed (or ranked) 9 on the list The Best Banks for Checking
Amoco Federal Credit Union

10
3 4
TCF Bank is listed (or ranked) 10 on the list The Best Banks for Checking
Finance, Financial Services

11
3 4
First Internet Bank of Indiana is listed (or ranked) 11 on the list The Best Banks for Checking

12
3 4
First Tech Credit Union is listed (or ranked) 12 on the list The Best Banks for Checking
First Tech Credit Union

13
2 3
EverBank is listed (or ranked) 13 on the list The Best Banks for Checking
Bank, Financial Services

14
2 3
Alliant Credit Union is listed (or ranked) 14 on the list The Best Banks for Checking

15
1 2
Bank of the Internet is listed (or ranked) 15 on the list The Best Banks for Checking
Bank of the Internet

16
1 2
M & T Bank is listed (or ranked) 16 on the list The Best Banks for Checking
M & T Bank

17
1 2
Kinecta Federal Credit Union is listed (or ranked) 17 on the list The Best Banks for Checking
Kinecta Federal Credit Union

18
1 2
USE Federal Credit Union is listed (or ranked) 18 on the list The Best Banks for Checking
USE Federal Credit Union

19
0 1
Bellco Credit Union is listed (or ranked) 19 on the list The Best Banks for Checking
Bellco Credit Union

20
0 1
GTE Tampa Federal Credit Union is listed (or ranked) 20 on the list The Best Banks for Checking
GTE Tampa Federal Credit Union

21
0 1
Pacific Trust Bank is listed (or ranked) 21 on the list The Best Banks for Checking
Pacific Trust Bank

22
0 1
Schwab Bank is listed (or ranked) 22 on the list The Best Banks for Checking
Schwab Bank

23
0 1
FedChoice Federal Credit Union is listed (or ranked) 23 on the list The Best Banks for Checking
FedChoice Federal Credit Union

24
0 1
Patelco is listed (or ranked) 24 on the list The Best Banks for Checking
Patelco

25
0 1
Citadel Bank is listed (or ranked) 25 on the list The Best Banks for Checking
Citadel Bank