Living

The Best Car Insurance Companies  

Werner Brandes
1.1k votes 312 voters 15.3k views 21 items

These days, it has never been less safe to drive. The roads are filled with texting teenagers, people with road rage, and those who are so late to where they need to be that they are eating breakfast, applying makeup, and driving all at once.  If you get in an accident or collision, you need to know that your car insurance company has your back. 

Do you know if your car insurance company is the best on the market? Can you trust that they will cover all of your damages if you get in a car accident? What should the best car insurance company do for you?

First, you need to make sure you understand how much car insurance coverage you need. Next, you should determine the minimum insurance requirements needed for the state you live in. Then, you can start shopping around for quotes. If you have other policies, such as renter's or homeowner's insurance, maybe start with the insurance provider who manages these policies. You can likely get a discount.

But, remember, it’s equally as important to find affordable car insurance that also covers as much damage as possible. An amazing car insurance company should make you feel safe and heard. You should be able to work with an insurance agent who is there for you after a terrifying accident. Your car insurance should also be a fair and reasonable price, while still being reliable. Car insurance providers should settle claims quickly and provide swift information and quotes. Accident forgiveness, a no-drop promise, and multiple good driver discounts are also a good sign that you have an amazing car insurance company.

This list covers insurance companies with those great features. This list also includes the most reliable car insurance companies, as well as car insurance premiums, from the affordable to the inexpensive.

list ordered by
1
USAA is listed (or ranked) 1 on the list The Best Car Insurance Companies
Financial Services
2
AAA is listed (or ranked) 2 on the list The Best Car Insurance Companies
3
METLIFE is listed (or ranked) 3 on the list The Best Car Insurance Companies
4
Progressive Corporation ... is listed (or ranked) 4 on the list The Best Car Insurance Companies
Fire, Marine, and Casualty Insurance
5
Allstate is listed (or ranked) 5 on the list The Best Car Insurance Companies
Finance, Insurance, Financial Services
6
GEICO is listed (or ranked) 6 on the list The Best Car Insurance Companies
Insurance Carriers, Fire, Marine
7
Erie Insurance Group is listed (or ranked) 7 on the list The Best Car Insurance Companies
Insurance Agents, Brokers, and Service
8
Farmers Insurance Group ... is listed (or ranked) 8 on the list The Best Car Insurance Companies
Financial Services
9
State Farm Insurance is listed (or ranked) 9 on the list The Best Car Insurance Companies
Insurance, Financial Services
10
Travelers Indemnity Co ... is listed (or ranked) 10 on the list The Best Car Insurance Companies
11
Amica Mutual Insurance ... is listed (or ranked) 11 on the list The Best Car Insurance Companies
Insurance Carriers
12
Liberty Mutual is listed (or ranked) 12 on the list The Best Car Insurance Companies
Insurance Carriers
13
The Hartford is listed (or ranked) 13 on the list The Best Car Insurance Companies
Financial Services, Insurance Agents, Brokers
14
American Family Insuranc... is listed (or ranked) 14 on the list The Best Car Insurance Companies
Finance, Insurance Carriers
15
Country Financial is listed (or ranked) 15 on the list The Best Car Insurance Companies
16
Safeco is listed (or ranked) 16 on the list The Best Car Insurance Companies
BillMaxson added Fire, Marine, and Casualty Insurance
17
Esurance is listed (or ranked) 17 on the list The Best Car Insurance Companies
Insurance Carriers
18
21st Century Insurance ... is listed (or ranked) 18 on the list The Best Car Insurance Companies
Insurance Carriers, Fire, Marine
19
Mercury General is listed (or ranked) 19 on the list The Best Car Insurance Companies
20
Auto-Owners Insurance is listed (or ranked) 20 on the list The Best Car Insurance Companies
Financial Services
21
GMAC Insurance is listed (or ranked) 21 on the list The Best Car Insurance Companies
Finance, Insurance Carriers