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Companies

The Best Health Insurance for Self-Employed Business Owners  

Business and Company Info
178 votes 73 voters

If you’re self-employed, you already know that buying health coverage for solo-preneurs can be costly, and finding the right health insurance provider for self-employed people can be time-consuming. You’ve got a business to run, and searching for the best health insurance policy doesn’t help you stay billable. The top rated health plans for self-employed people strike the right balance between cost, range of coverage, and accessibility. What matters most to you? If you have routine health care needs, you’ll be looking for the lowest cost health care office visits, and most affordable prescription coverage. If you have pre-existing conditions, you need the most affordable health plan premium, and an insurance company that will offer you the best access to specialists.

There’s so much to think about when choosing from top rated health insurance companies. Guaranteed acceptance is important for certain situations, but keep in mind that you’ll be paying for that flexibility. If you’re generally in good health, you may have the advantage of being able to choose from the best HMO plans for self-employed people. The most affordable HMO coverage for individuals offers many services, like office, affordable prescription prices, and catastrophic care coverage. The best rated PPO plans for individuals provide a wider variety of services, often at a lower out-of-pocket cost. However, premiums tend to be significantly higher with these types of PPO plans. You’ve struck out on your own in business, so now you’ve got choices. Make sure you start evaluating health insurance options for self-employed people by making an honest evaluation of what coverage you truly need, and which benefits you most often take advantage of. Choosing the best insurance plan for self-employment will save you time and money in the long run! 

Be sure to vote for the best health insurance for self-employed people on the list below! If we've missed any insurance companies, feel free to add them in. 

list ordered by
1
Humana is listed (or ranked) 1 on the list The Best Health Insurance for Self-Employed Business Owners
Hospital and Medical Service Plans
2
Anthem Blue Cross Life &... is listed (or ranked) 2 on the list The Best Health Insurance for Self-Employed Business Owners
Anthem Blue Cross Life & Health Insurance Co
3
Aetna is listed (or ranked) 3 on the list The Best Health Insurance for Self-Employed Business Owners
Hospital and Medical Service Plans
4
Coventry Health Care is listed (or ranked) 4 on the list The Best Health Insurance for Self-Employed Business Owners
Hospital and Medical Service Plans
5
BCBS Arizona is listed (or ranked) 5 on the list The Best Health Insurance for Self-Employed Business Owners
BCBS Arizona
6
Sierra Health Services, ... is listed (or ranked) 6 on the list The Best Health Insurance for Self-Employed Business Owners
Sierra Health Services, Inc. Direct Health and Medical Insurance Carriers, Hospital and Medical Service Plans
7
Golden Rule Insurance Co... is listed (or ranked) 7 on the list The Best Health Insurance for Self-Employed Business Owners
8
American Medical Insuran... is listed (or ranked) 8 on the list The Best Health Insurance for Self-Employed Business Owners
American Medical Insurance Exchange
9
Celtic Insurance Co is listed (or ranked) 9 on the list The Best Health Insurance for Self-Employed Business Owners
10
Medica Health Plans is listed (or ranked) 10 on the list The Best Health Insurance for Self-Employed Business Owners
Medica Health Plans
11
Coventry Health and Life... is listed (or ranked) 11 on the list The Best Health Insurance for Self-Employed Business Owners
12
Health Net is listed (or ranked) 12 on the list The Best Health Insurance for Self-Employed Business Owners
Health Care, Hospital and Medical Service Plans
13
First Health Life & ... is listed (or ranked) 13 on the list The Best Health Insurance for Self-Employed Business Owners
First Health Life & Health Insurance Co
14
Alta Health & Life I... is listed (or ranked) 14 on the list The Best Health Insurance for Self-Employed Business Owners
Alta Health & Life Insurance Company
15
SelectHealth is listed (or ranked) 15 on the list The Best Health Insurance for Self-Employed Business Owners
SelectHealth
16
CareFirst Blue Choice is listed (or ranked) 16 on the list The Best Health Insurance for Self-Employed Business Owners
CareFirst Blue Choice
17
CommunityCare is listed (or ranked) 17 on the list The Best Health Insurance for Self-Employed Business Owners
CommunityCare
18
Network Health is listed (or ranked) 18 on the list The Best Health Insurance for Self-Employed Business Owners
Network Health
19
Alliance Health Networks... is listed (or ranked) 19 on the list The Best Health Insurance for Self-Employed Business Owners
20
Time Insurance Co is listed (or ranked) 20 on the list The Best Health Insurance for Self-Employed Business Owners
21
John Alden Life Insuranc... is listed (or ranked) 21 on the list The Best Health Insurance for Self-Employed Business Owners
22
Medical Mutual of Ohio ... is listed (or ranked) 22 on the list The Best Health Insurance for Self-Employed Business Owners
Health insurance
23
CONNECTICUT GENERAL LIFE... is listed (or ranked) 23 on the list The Best Health Insurance for Self-Employed Business Owners
24
Altius Health Plans Inc.... is listed (or ranked) 24 on the list The Best Health Insurance for Self-Employed Business Owners
25
Rocky Mountain Health Ca... is listed (or ranked) 25 on the list The Best Health Insurance for Self-Employed Business Owners