Culture

The Top Expenses You Don't Need 

Elise Hennigan
Originally by
Updated June 14, 2019 18.2k votes 1.2k voters 47.6k views 34 items

List of expenses you dont need and are pretty easy things to cut out if  you are on a budget. Skip paying for these unnecessary, everyday costs if you are trying to save money because you are saving up for something, are unemployed or underemployed, in between jobs or have recently been laid off. The little things add up - a meal out here, a movie night there and all of a sudden you are scrambling to pay rent at the end of the month.

If budgeting were easy, then everyone would be better at it. But, generally, people suck at saving their money. How to stretch a paycheck when money is tight? You have to cut out the little things that add up. Since people value life's luxuries differently, there is not one answer for the best way to save money on a budget. Movie-lovers may shudder at the thought of giving up the experience of seeing a new film in theaters but have no problem reducing the meals they eat out or taking the bus to work occasionally. Some people wouldn't dream about giving up their morning Starbucks, but would gladly cancel their cable TV to save some cash.

This list is voteable and reflects the values and opinions of the entire community who has ranked it. Vote on the items that you think you could most easily give up and add additional items that you have either had to cut back on or would never dream about giving up.
list ordered by
1
ATM usage fees is listed (or ranked) 1 on the list The Top Expenses You Don't Need
Vow to only visit your own bank's ATMs.
2
Lottery Tickets is listed (or ranked) 2 on the list The Top Expenses You Don't Need
Lottery Tickets
Give it up.
3
Going Out for Coffee is listed (or ranked) 3 on the list The Top Expenses You Don't Need
Going Out for Coffee
That mocha-frappe-latte has got to go!
4
Smoking is listed (or ranked) 4 on the list The Top Expenses You Don't Need
d814 added
You promised yourself you'd quit years ago anyway.
5
Eating Out is listed (or ranked) 5 on the list The Top Expenses You Don't Need
Eating Out
Time to start brown-bagging it.
6
Alcohol is listed (or ranked) 6 on the list The Top Expenses You Don't Need
Alcohol
This is arguably when you need booze the most, but it gets expensive.
7
Going Out to Movies is listed (or ranked) 7 on the list The Top Expenses You Don't Need
Going Out to Movies
You've probably already cancelled HBO, so try to catch a flick on basic cable.
8
Manicures is listed (or ranked) 8 on the list The Top Expenses You Don't Need
Manicures
Trim your own cuticles for awhile.
9
Sports Events is listed (or ranked) 9 on the list The Top Expenses You Don't Need
EdwardPaisley added Sports Events
Why should your lack of money add to the undeserved people's opulence for things we can all do without?
 
10
Brand Name Prescription ... is listed (or ranked) 10 on the list The Top Expenses You Don't Need
Brand Name Prescription Drugs
Go generic.
11
Gym Membership is listed (or ranked) 11 on the list The Top Expenses You Don't Need
Gym Membership
Pushups and running outside are free.
12
Cable TV is listed (or ranked) 12 on the list The Top Expenses You Don't Need
Cable TV
You always have the Internet to fall back on for entertainment...unless you've cancelled that too.
13
Concerts is listed (or ranked) 13 on the list The Top Expenses You Don't Need
Concerts
Have a home listening party instead
14
Luxury Grocery Items is listed (or ranked) 14 on the list The Top Expenses You Don't Need
Luxury Grocery Items
No more prosciutto and brie sandwiches.
15
Personal Web Domain is listed (or ranked) 15 on the list The Top Expenses You Don't Need
Personal Web Domain
Go back to a generic, hosted website.
16
New Clothes is listed (or ranked) 16 on the list The Top Expenses You Don't Need
New Clothes
Be out of fashion for a season.
17
Professional Hair Cuts a... is listed (or ranked) 17 on the list The Top Expenses You Don't Need
Professional Hair Cuts and Styling
Almost everyone has a friend who can cut your hair (sort of) well for free.
18
Amazon Prime is listed (or ranked) 18 on the list The Top Expenses You Don't Need
Amazon Prime
You probably shouldn't be shopping anyway.
19
Travel is listed (or ranked) 19 on the list The Top Expenses You Don't Need
Travel
Stay put for awhile.
20
Gifts is listed (or ranked) 20 on the list The Top Expenses You Don't Need
Gifts
Homemade gifts have more meaning anyway, right?
21
Romantic Gestures is listed (or ranked) 21 on the list The Top Expenses You Don't Need
StevenFursch added
You can be more creative than spending money here, can't you?
22
Netflix is listed (or ranked) 22 on the list The Top Expenses You Don't Need
Spend that time you would be watching movies looking for a new job instead.

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23
Dating is listed (or ranked) 23 on the list The Top Expenses You Don't Need
Dating
Impressing the opposite sex can be pricey.
24
Marriage is listed (or ranked) 24 on the list The Top Expenses You Don't Need
jets2008 added Marriage
Not something to rush into if you're struggling to pay your bills. 
25
Cell Phone Data Plan is listed (or ranked) 25 on the list The Top Expenses You Don't Need
Cell Phone Data Plan
Ditch the Internet capabilities on your phone.