Culture

The Top Expenses You Don't Need

List of expenses you dont need and are pretty easy things to cut out if  you are on a budget. Skip paying for these unnecessary, everyday costs if you are trying to save money because you are saving up for something, are unemployed or underemployed, in between jobs or have recently been laid off. The little things add up - a meal out here, a movie night there and all of a sudden you are scrambling to pay rent at the end of the month.

If budgeting were easy, then everyone would be better at it. But, generally, people suck at saving their money. How to stretch a paycheck when money is tight? You have to cut out the little things that add up. Since people value life's luxuries differently, there is not one answer for the best way to save money on a budget. Movie-lovers may shudder at the thought of giving up the experience of seeing a new film in theaters but have no problem reducing the meals they eat out or taking the bus to work occasionally. Some people wouldn't dream about giving up their morning Starbucks, but would gladly cancel their cable TV to save some cash.

This list is voteable and reflects the values and opinions of the entire community who has ranked it. Vote on the items that you think you could most easily give up and add additional items that you have either had to cut back on or would never dream about giving up.
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list ordered by
  • Vow to only visit your own bank's ATMs.
  • Lottery Tickets
    2

    Lottery Tickets

    Give it up.
  • Smoking
    3
    You promised yourself you'd quit years ago anyway.
  • Manicures
    4

    Manicures

    Trim your own cuticles for awhile.
  • Going Out for Coffee
    5

    Going Out for Coffee

    That mocha-frappe-latte has got to go!
  • Sports Events
    6

    Sports Events

    Why should your lack of money add to the undeserved people's opulence for things we can all do without?
     
  • Brand Name Prescription Drugs
    7

    Brand Name Prescription Drugs

    Go generic.
  • Personal Web Domain
    8

    Personal Web Domain

    Go back to a generic, hosted website.
  • Concerts
    9

    Concerts

    Have a home listening party instead
  • Cable TV
    10

    Cable TV

    You always have the Internet to fall back on for entertainment...unless you've cancelled that too.
  • Luxury Grocery Items
    11

    Luxury Grocery Items

    No more prosciutto and brie sandwiches.
  • Toys
    12
  • Eating Out
    13

    Eating Out

    Time to start brown-bagging it.
  • New Clothes
    14

    New Clothes

    Be out of fashion for a season.
  • Going Out to Movies
    15

    Going Out to Movies

    You've probably already cancelled HBO, so try to catch a flick on basic cable.
  • 16

    Alcohol

    This is arguably when you need booze the most, but it gets expensive.
  • Professional Hair Cuts and Styling
    17

    Professional Hair Cuts and Styling

    Almost everyone has a friend who can cut your hair (sort of) well for free.
  • Gym Membership
    18

    Gym Membership

    Pushups and running outside are free.
  • Amazon Prime
    19

    Amazon Prime

    You probably shouldn't be shopping anyway.
  • Make Up
    20
  • Travel
    21

    Travel

    Stay put for awhile.
  • You can be more creative than spending money here, can't you?
  • Gifts
    23

    Gifts

    Homemade gifts have more meaning anyway, right?
  • Netflix
    24
    Spend that time you would be watching movies looking for a new job instead.
  • Marriage
    25

    Marriage

    Not something to rush into if you're struggling to pay your bills.