It's no secret millennials get a ton of bad advice from baby boomers. While some boomers actually pay attention to how the world changed since their youth, others remain stuck in the past. Some baby boomer advice to millennials means well while being misguided, like when they insist the best way to find a job is physically handing out your resume to managers. Never mind they told you to apply online, it's all about working hard! On the more drastic spectrum, baby boomer advice to millennials gets outright ludicrous, like blaming millennials for killing the diamond industry or Laura Palmer. Some of the worst advice to millennials is more than misguided, it's morally wrong, such as insisting interracial dating goes against "nature." Sure, Jan.
Check out what Reddit millennials have to say about the most ridiculous advice they've received about how to hustle your way through adulthood. If you're a millennial, you might find something you'll relate to - and if you're a baby boomer, you might find a reason to reconsider the next piece of advice you give the millennials in your life.
"Putting my college tuition on a credit card instead of taking out a subsidized loan.
"My mother is a baby boomer and is also terrible with finance. She constantly lectures me on how to handle my finances because she 'has been around the block' and 'knows what she's doing.' Right now, the ongoing argument with her is over the fact that I need to take out a couple thousand in student loans to cover my final semester of college. I am taking out a subsidized loan like most people do and is really the best option available with the lowest rates. (6.25%) My mom's advice: put it on a credit card.
"She puts everything on new credit cards that have '0% for 18 months' (She is now paying one of these off after she went to Vegas). I've tried to explain to her that subsidized loans are essentially 0% interest for 18 months because the government pays your interest while you're in school. I've also tried explaining to her that having 25 credit cards is a bad idea and that they have triple the interest rate of the loan I am taking out. This logic is lost on her though. But she knows better because she's old and I couldn't possibly know more even though I'm an accounting/finance major."
"I guess I'm on the old side of the millennials, but I had numerous people tell me not to go into computer science and instead go into some other engineering field because computer scientists didn't make good money, wasn't a good job, not a good fit, etc. Glad I didn't listen to any of them as I make a really good salary now. Why the heck would I take advice on entering a high-tech field from people who can barely use a computer?"
"My aunt told me to never buy a used car or have a car loan. We live in California and public transportation is a joke so having a car is important if you want to be a full-time student and hold a part-time job.
"When I asked how I should buy a car without a loan or a used one, she said to save up enough money to buy a brand new car and pay in full at the time of the purchase. I was 22 and making $10-an-hour at a 20/hr per week job and taking five classes a semester, driving a junker she hated an hour each way to school.
"I decided she was beyond stupid after this advice."
"'Drop out of local community college and RUN, don't walk to most expensive state school in the country. A degree from a community college isn't worth anything.'
"Naturally this exchange occurred while I was working so I hid my 'f*ck-off-and-die' face behind a polite smile and said I would consider it."