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Our Evolve Cheap Car insurance Chicago will help you compare insurance prices and see how changing your types and levels of coverage will affect your premiums. A full coverage policy is typically one that includes several types of cheap auto insurance in chicago il coverage that, as a whole, provide a solid level of protection in case of an accident. In popular jargon, the term is generally used to describe a policy that covers more than the bare minimum required by law and includes coverage for damage to your own car when the other driver's insurance won't.